Why CrowdCover?
See the walkthrough →One Platform, Every Market
Prediction markets are spread across multiple platforms — each with different interfaces, funding methods, and rules. CrowdCover aggregates them all into one seamless experience. The best odds, the best execution, without managing multiple accounts.
The Opposite of Gambling
Gambling means taking on risk you don't have, hoping for upside. Hedging is the exact opposite — reducing risk you already carry. If you own a home in Florida, you already have hurricane risk. If you work in tech, you already have layoff risk. CrowdCover doesn't create uncertainty — it shores it up. Same prediction market mechanics, opposite purpose.
Compliant US Access
Some prediction markets have geographic restrictions, crypto requirements, or complex onboarding. CrowdCover handles all of that behind the scenes — you get compliant access to global prediction market odds through one simple, US-friendly platform. No wallets, no workarounds, no regulatory gray areas.
Curated for Real Risk
Prediction markets cover everything from elections to celebrity gossip. We sift through thousands to surface only what matters — real risks that affect real people. Policy changes impacting your industry. Economic triggers threatening your investments. Regional events that matter to your business. No novelty bets. Just curated protection.
Portfolio Dashboard
When you hedge across multiple events, tracking becomes a nightmare. Which positions expire when? How have odds shifted? What's your total exposure? CrowdCover gives you one dashboard for all your coverage. Get alerts when odds move. Renew annually with one click. See your total protection at a glance.
Personalized Recommendations
Tell us about your risks — your location, industry, investments, concerns — and we'll recommend coverage you might not have considered. Our system matches your risk profile against 90+ hedgeable events to find gaps in your protection. It's like having a risk advisor powered by prediction markets.
Automatic Payouts
When an event resolves on a prediction market, you don't want to be manually monitoring positions and initiating withdrawals. We handle it all. Event occurs → market resolves → you get paid. Automatic. No claims forms, no adjusters, no waiting. Just your payout, deposited directly.
Your Funds, Secured
On crypto-based platforms, your funds sit in smart contracts or exchange wallets — vulnerable to hacks, exploits, and platform risk. CrowdCover holds your funds in regulated, insured accounts. We're the trusted intermediary that lets you access prediction market returns without prediction market risk.
“Can't I just hedge myself?”
Yes. Same way you could manage your own 401(k) allocation, file your own taxes, put in a private offer on a house, or represent yourself in court. Some people do, most don't — and for the same reasons. Here's what you'd be signing up for:
- Figure out which contract actually offsets your real-world exposure vs. which is just a novelty bet that feels related
- Hunt through thousands of contracts across the major prediction markets to find the one that actually maps to your risk
- Create and fund accounts on each platform separately — KYC, bank links, crypto on-ramps
- Monitor positions, track expirations, and handle rollovers manually
- Navigate different resolution rules and payout mechanics per platform
- Calculate your total exposure when your hedges are scattered across multiple apps
We're all for the broader adoption of prediction markets. If you find the contracts here and decide to go direct — we're glad we could help.
“What about taxes?”
Yes. Prediction market payouts are currently taxed as ordinary income. Traditional insurance payouts for property damage aren't. But the tax delta matters less than it sounds when you factor in deductibles and cash-flow.
Take the earthquake scenario. A typical California earthquake policy settles in 12–18 months — eventually it pays for the structural repair, but the homeowner still needs cash now for hotel, food, school transitions, child care while the family is displaced. CrowdCover Earthquake Bridge pays $15,000 within a week of USGS reporting M7.0+, nets ~$10K after tax. Insurance writes the big repair check eventually. CrowdCover writes the displacement check now.
It's a different product, by design. The repair money is your insurance's job. The first 4–8 weeks of cash is ours.
We're actively exploring a licensed parametric insurance path — similar to how Jumpstart (acquired by Neptune Flood in 2021) uses USGS earthquake data to trigger tax-advantaged payouts. That structure would qualify CrowdCover payouts for insurance tax treatment. It's a 12–18 month regulatory journey requiring surplus lines licensing and a reinsurance partner.
Not tax advice. Talk to a CPA about your specific situation.
DIY vs CrowdCover
Here's what it actually takes to hedge yourself versus using our platform.
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